Wymans Fall Road is back!
Chester – 14.69 acres with 2 camps on site. Fish in your own Brook; electric and existing septic for 2 bedrooms. Walk to VAST Trail. Possible views with clearing! Private, yet close to town. $99,900.
REDUCED!
This is Vermont! All it needs is you and your creative flair. Some of the special features of this 3 bedroom, 2 bath Log home set on 7.8 acres are: 2 car detached garage, end of the road location partially finished basement, wood burning stove, and mountain view. The style you love at a price you can afford. Great value $223,275. #4025912
Wow! Reduced, what a price for a slopeside condo.
Slopeside Condo on Mount Ascutney. Only 6 miles from 91. Just think 1 week a month for 52 weeks. Unit includes a lockout that you can rent during your week. Ascutney offers: •30 km of beautiful Vermont trails
•8 cross-country ski loops
•Rentals available
•Group & Private lessons offered.
No reason to rent for the season when you can have all this!
Offered for this low price: $89,900
Buying South Central Vermont Real Estate In a Buyers Market
In real estate terms this is, indeed, a buyer’s market–a time when the supply of South Central Vermont real estate for sale far exceeds the demand. And that is good news for those of you who are house hunting, for you may well find just the deal you’ve been looking for. You can certainly make an offer that is below the asking price and ask the seller to add upgrades, pay closing costs, or otherwise provide incentives for you to purchase that particular piece of South Central Vermont real estate. Even if you may be holding most of the cards, however, here are some tips to make your search easier and more successful.
THE PREPARATION:
- Get pre-approved for a loan
- Be knowledgeable about prices. Spend some time with a Realtor looking at comparables and recent sales in your target area so you’ll recognize a fair price.
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Check out property taxes in the area. High taxes can sometimes add hundreds of dollars to your monthly payment, something you need to know in advance.
THE IN-PERSON SEARCH:
- Ride with your Realtor. It’s better for you to concentrate on curb appeal and surroundings than on traffic.
- Dress comfortably and practically. Be prepared to remove your shoes, trek up and down stairs, tour the outside grounds, inspect corners, etc.
- Don’t rush. Give yourself time to carefully explore and inspect each piece of South Central Vermont real estate you visit. Avoid seeing too many homes in one day; at a certain point the details of each become blurred and easily confused.
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Okemo Area Needs a Full Time Veterinarian!
Calling Animal lovers and Veterinarians! Existing, established Pet Care Services Business with boarding, doggy day care, some grooming. 20 inside/outside kennels with permits in place for 20 more. Facility has room to expand to a full service Veterinary Clinic. Building, equipment and 6.74 acres are included. Excellent numbers and perfect location will make this the investment opportunity not to miss! $469,000.00 – Call or e-mail for more Info.
Log Home in Shrewsbury!
What more could you want? All it needs is you and your creative flair. Some of the special features of this 3 bedroom, 2 bath Log home set on 7.8 acres are: 2 car detached garage, end of the road location partially finished basement, wood burning stove, and mountain view. The style you love at a price you can afford. Great value $228,275. #4025912
Tips For Seniors Considering Selling South Central Vermont Real Estate
To Sell or Not to Sell?
That is a question with which many seniors are wrestling these days. One the one hand, older homeowners are faced with rising maintenance costs, personal physical constraints, a desire to live a more carefree and less complicated lifestyle, a realistic look at future needs, such as being near public transportation and/or quality health care, and living in a “too-large” home. On the other hand, they are reluctant to leave a neighborhood where they are known and respected, move further from friends and family, consider downsizing and parting 
with treasured items, and undertaking the seemingly overwhelming job of emptying one home and setting up another. In addition, they don’t want to give up the security or the memories tied to their current home.
A knowledgeable and understanding real estate agent who is familiar with the needs and desires of the 55+ set, combined with the services of an attorney who specializes in both real estate and estate planning and an accountant who deals with senior tax implications, can be invaluable to you in looking at all aspects of selling you South Central Vermont real estate and helping you determine what is best for you.
If you do decide to sell, BankRate.com cautions you to first get a written market analysis and a financial evaluation which will help you and your team of advisors address the realities of the market, your investments, and tax objectives.
Selling Your Home
Cost-saving Tips for Insuring Your South Central Vermont Home
As every South Central Vermont homeowner knows, property insurance is a necessity. The cost of adequate insurance may seem daunting initially, but there are certain steps you can take to reduce your costs to a reasonable level.
1. Shop around for the best value. Check online for quotes from at least three reputable agencies. Be aware that some companies offer a discount of 30% to 40% if you buy online. Other possible discounts can result from insuring both the home and the contents or by insuring your home and your car with the same firm.
Also know the replacement value of your home, taking into consideration any unique features that will be expensive to replace. Keep in mind probable inflation increases at renewal time. Does your insurer automatically adjust your coverage or do you have to request the change?
2. Make periodic updates to your South Central Vermont home or property. Ways to reduce insurance costs include the following:
A) replacing the existing heating system to one which is safer and more cost-efficient.
B) keep plumbing in good working order and protect it from freezing
C) replace fuses. Inspectors are looking for circuit breakers and a safe wiring system
D) install fire detectors or even a central alarm system. Be sure to keep a record of all repairs/replacements and inform your insurance company of each one.
Tips for Seniors Selling South Central Vermont Real Estate
To sell or not to sell? That is a question with which many seniors are wrestling these days. One the one hand, older homeowners are faced with rising maintenance costs, personal physical constraints, a desire to live a more carefree and less complicated lifestyle, a realistic look at future needs, such as being near public transportation and/or quality health care, and living in a “too-large” home. On the other hand, they are reluctant to leave a neighborhood where they are known and respected, move further from friends and family, consider downsizing and parting with treasured items, 
and undertaking the seemingly overwhelming job of emptying one home and setting up another. In addition, they don’t want to give up the security or the memories tied to their current home.
Finding Real Estate Agent
A knowledgeable and understanding real estate agent who is familiar with the needs and desires of the 55+ set, combined with the services of an attorney who specializes in both real estate and estate planning and an accountant who deals with senior tax implications, can be invaluable to you in looking at all aspects of selling your South Central Vermont real estate and helping you determine what is best for you. Senior Expert Margie Behr also advises that you think about taking out a home equity loan before you put your house on the market and that you involve your whole family in the decision-making process.
If you do decide to sell, BankRate.com cautions you to first get a written market analysis and a financial evaluation which will help you and your team of advisors address the realities of the market, your investments, and tax objectives.
South Central Vermont Home Buyers Master the Mortgage Maze
A simplified guide for buyers of South Central Vermont home.
To a South Central Vermont home loan shopper, there may seem to be an endless–and confusing–array of mortgage types. Of course you want to choose the option that is best suited to your current and future financial situation, but understanding the terminology, types, and monetary ramifications is not always easy. Mortgages generally fall into four categories (fixed rate, adjustable rate, step, and balloon) according to the interest rate and duration of the loan.
Basic terminology;
Fixed rate–The interest rates do not change during the life of the loan, thus allowing you to know the amount of your payments.
Adjustable rate (ARM)–the interest rate is tied to certain indexes plus a margin and can fluctuate up or down, thus affecting each payment,
Step–the interest rate and monthly payment remain the same for a specified period of time. After that the interest will change to the prevailing rate and will remain there for the duration of the loan.
Balloon–a loan payment that expands after a certain amount of time. Basically it functions similarly to a fixed rate mortgage in the earlier months/years with a delayed steep increase at the end,
The following information, courtesy of Mortgages.Interest.com, outlines the type of mortgage, the loan characteristics, and the situations most appropriate for each one. If, for instance, you plan to live in your South Central Vermont home more than 10 years and desire stability in payment amounts, then a fixed rate mortgage is for you. If, however, your finances are currently strained, but you know that in 5 to 10 years your monetary situation will improve or that you will most likely move within 10 years, then an ARM or balloon mortgage may be better for you. Being familiar with these options allows you to discuss them intelligently with your real estate agent and/or lender and then select the type which best fits your circumstances.
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